Life License exams, Fingerprinting, Pre-licensing Requirements, and Notes Per US State
(www.nipr.com)
Alabama (*Hot State)
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $50
Fingerprinting After Exam: $48.25
Application Fee After Exam: $85
Non-Resident Licensee
Application Fee: $85.60
Alaska
(Prelicensing NOT required)
Resident Licensee
Study Material:Included w/ CSF startup
Registration Fee to Take Exam: $89
Fingerprinting After Exam: $48.25
Application Fee After Exam: $80.60
Non-Resident Licensee
Application Fee: $80.60
Arizona
(Prelicensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $38
Fingerprinting After Exam: $42
Application Fee After Exam: $127.60
Non-Resident Licensee
Application Fee:
Arkansas
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $50
Fingerprinting After Exam: $24
Application Fee After Exam: $20.60
Non-Resident Licensee
Application Fee: $75.60
California
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $111
Fingerprinting After Exam: $118
Application Fee After Exam: $193.60
Non-Resident Licensee
Application Fee: $193.60
Colorado
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material:Included w/ CSF startup
Registration Fee to Take Exam: $47
Fingerprinting After Exam:
Application Fee After Exam: $52.60
Non-Resident Licensee
Application Fee: $76.60
Connecticut
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $65
Fingerprinting After Exam:
Application Fee After Exam: $145.60
Non-Resident Licensee
Application Fee: $145.60
Delaware
(Prelicensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $90
Fingerprinting After Exam: $75
Application Fee After Exam: $105.60
Non-Resident Licensee
Application Fee: $105.60
Florida (*Hot State)
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $44
Fingerprinting After Exam: $48.05
Application Fee After Exam: $55
Non-Resident Licensee
Application Fee: $60.60
Georgia (*Hot State)
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $63
Fingerprinting After Exam: $53
Application Fee After Exam: $120
Non-Resident Licensee
Application Fee: $125.60
Hawaii
(Prelicensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $75
Fingerprinting After Exam: $67
Application Fee After Exam: Depends on DOB and time the application is received
Non-Resident Licensee
Application Fee: $305.60
Idaho
(Prelicensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $60
Fingerprinting After Exam: $70
Application Fee After Exam: $80
Non-Resident Licensee
Application Fee:
Illinois
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $184
Fingerprinting After Exam:
Application Fee After Exam: $220.60
Non-Resident Licensee
Application Fee: $374.60
Indiana
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $69
Fingerprinting After Exam:
Application Fee After Exam: $40
Non-Resident Licensee
Application Fee:
Iowa
(Prelicensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $49
Fingerprinting After Exam:
Application Fee After Exam: $55.60
Non-Resident Licensee
Application Fee: $55.60
Kansas
(Prelicensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $57
Fingerprinting After Exam: $60
Application Fee After Exam: $35.60
Non-Resident Licensee
Application Fee: $85.60
Kentucky (*Hot State)
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $50 (paid with application)
Fingerprinting After Exam: $25
Application Fee After Exam: $95.60
Non-Resident Licensee
Application Fee: $105.60
Louisiana (*Hot State)
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $38
Fingerprinting After Exam: $39.25
Application Fee After Exam: $80.60
Non-Resident Licensee
Application Fee: $80.60
Maine
(Prelicensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $55
Fingerprinting After Exam:
Application Fee After Exam: $30.60
Non-Resident Licensee
Application Fee: $60.60
Maryland
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $60
Fingerprinting After Exam: $20
Application Fee After Exam: $59
Non-Resident Licensee
Application Fee:
Massachusetts (*Hot State)
(Prelicensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $39
Fingerprinting After Exam:
Application Fee After Exam: $230.60
Non-Resident Licensee
Application Fee: $230.60
Michigan
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $41
Fingerprinting After Exam:
Application Fee After Exam: $15.60
Non-Resident Licensee
Application Fee:
Minnesota
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $39
Fingerprinting After Exam: $67.25
Application Fee After Exam: $70
Non-Resident Licensee
Application Fee: $75.60
Mississippi (*Hot State)
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $52
Fingerprinting After Exam:
Application Fee After Exam: $101
Non-Resident Licensee
Application Fee: $106.60
Missouri
(Prelicensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $29
Fingerprinting After Exam:
Application Fee After Exam: $105.60
Non-Resident Licensee
Application Fee: $105.60
Montana (*Hot State)
(Prelicensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $59
Fingerprinting After Exam: $54
Application Fee After Exam: $5.60
Non-Resident Licensee
Application Fee: $105.60
Nebraska
(Prelicensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $45
Fingerprinting After Exam:
Application Fee After Exam: $55.60
Non-Resident Licensee
Application Fee: $55.60
Nevada
(Prelicensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $39
Fingerprinting After Exam: $60
Application Fee After Exam: $185
Non-Resident Licensee
Application Fee: $190.60
New Hampshire
(Prelicensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $50
Fingerprinting After Exam:
Application Fee After Exam: $220.60
Non-Resident Licensee
Application Fee: $215.60
New Jersey
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $45
Fingerprinting After Exam: $66.05
Application Fee After Exam: $175.60
Non-Resident Licensee
Application Fee: $175.60
New Mexico (*Hot State)
(Prelicensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $75
Fingerprinting After Exam: $44
Application Fee After Exam: $40.60
Non-Resident Licensee
Application Fee: $35.60
New York
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $33
Fingerprinting After Exam:
Application Fee After Exam: $40
Non-Resident Licensee
Application Fee: N/A
North Carolina
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $45
Fingerprinting After Exam: $38
Application Fee After Exam: $105.60
Non-Resident Licensee
Application Fee:
North Dakota
(Prelicensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $64
Fingerprinting After Exam: $70.25
Application Fee After Exam: $105.60
Non-Resident Licensee
Application Fee: $105.60
Ohio
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $42
Fingerprinting After Exam: $72.25
Application Fee After Exam: $20.60
Non-Resident Licensee
Application Fee:
Oklahoma
(Prelicensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $41
Fingerprinting After Exam:
Application Fee After Exam: $70.60
Non-Resident Licensee
Application Fee: $125.60
Oregon
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $45
Fingerprinting After Exam: $61.25
Application Fee After Exam: $80.60
Non-Resident Licensee
Application Fee: $80.60
Pennsylvania (*Hot State)
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $43
Fingerprinting After Exam: $23.85
Application Fee After Exam: $60.60
Non-Resident Licensee
Application Fee: $115.60
Rhode Island
(Prelicensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $80
Fingerprinting After Exam: $5
Application Fee After Exam: $130.60
Non-Resident Licensee
Application Fee: $135.60
South Carolina
(Prelicensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $45
Fingerprinting After Exam: $50.50
Application Fee After Exam: $35.60
Non-Resident Licensee
Application Fee: $30.60
South Dakota (*Hot State)
(Prelicensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $85
Fingerprinting After Exam:
Application Fee After Exam: $25
Non-Resident Licensee
Application Fee: $35.60
Tennessee
COMPLETION OF PRELICENSING COURSE REQUIRED BEFORE EXAM
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $49
Fingerprinting After Exam: $42
Application Fee After Exam: $55.60
Non-Resident Licensee
Application Fee: $107.60
Texas
(Prelicensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $33
Fingerprinting After Exam: $39.70
Application Fee After Exam: $50
Non-Resident Licensee
Application Fee: $55.60
Utah (*Hot State)
(Prelicensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $32
Fingerprinting After Exam: $25
Application Fee After Exam: $112
Non-Resident Licensee
Application Fee:
Vermont
(Pre-licensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $50
Fingerprinting After Exam:
Application Fee After Exam: $60
Non-Resident Licensee
Application Fee: $110.60
Virginia (*Hot State)
(Pre-licensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $35
https://www.prometric.com/virginia/insurance
Fingerprinting After Exam: $35.72
https://fieldprintvirginia.com/
Application Fee After Exam: $15
https://www.sircon.com/ComplianceExpress/LicenseApplications/index.jsp?1=0&lid=lp_virginia0&sc=fkrcexhg&sscrbid=9051&path=virginia
Non-Resident Licensee
Application Fee: $20.60
Washington
COMPLETION OF PRE-LICENSING COURSE REQUIRED BEFORE EXAM
https://www.examfx.com/sr – $189+
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $35
https://home.psiexams.com/#/scheduling/search-test
Fingerprinting After Exam: $49.25
https://www.identogo.com/locations/washington
Application Fee After Exam: $60
https://fortress.wa.gov/oic/onlineservices/Login.aspx?module=LSE
Non-Resident Licensee
Application Fee: $65.60
Washington D.C.
COMPLETION OF PRE-LICENSING COURSE REQUIRED BEFORE EXAM
https://www.kaplanfinancial.com/insurance/washington-dc/life-health?select=3 – $139+
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $75
https://home.pearsonvue.com/dc/insurance
Fingerprinting After Exam: $105 application fee + $5.60 transaction fee
https://nipr.com/licensing-center/state-requirements/district-columbia-resident-licensing-individual
Application Fee After Exam: $50
https://www.fieldprintdc.com/
Non-Resident Licensee
Application Fee:
West Virginia (*Hot State)
COMPLETION OF PRE-LICENSING COURSE REQUIRED BEFORE EXAM
https://www.kaplanfinancial.com/insurance/west-virginia/life-health?select=3 – $139+
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $86
Fingerprinting After Exam: $45.75
https://www.identogo.com/locations/west-virginia
Application Fee After Exam: $55.60
https://nipr.com/licensing-center/state-requirements/west-virginia-resident-licensing-individual
Non-Resident Licensee
Application Fee: $55.60
Wisconsin (*Hot State)
COMPLETION OF PRE-LICENSING COURSE REQUIRED BEFORE EXAM
https://www.examfx.com/sr – $189+
Resident Licensee
Study Material: Included w/ CSF startup
Registration Fee to Take Exam: $75
https://home.psiexams.com/#/scheduling/search-test
Fingerprinting After Exam: $36
http://www.fieldprintwisconsin.com/
Application Fee After Exam: $90 application fee + $5.60 transaction fee
https://nipr.com/licensing-center/state-requirements/wisconsin-resident-licensing-individual
Non-Resident Licensee
Application Fee: $80.60
Wyoming
(Pre-licensing NOT required)
Resident Licensee
Study Material: Included w/ CSF startup
Where to schedule exam – State costs will vary –
https://home.pearsonvue.com/wy/insurance
Fingerprinting After Exam: $39
Application Fee After Exam: $100
Non-Resident Licensee
Application Fee: $150
*Errors and Omissions (E&O) Insurance will be required for all new licensed agents. This can be set up through the Common Sense Financial website. Login into your portal, Mouse over “Agent Resources” and click on “Life Information”. The third item listed on the page shows the link to pay for the E&O Insurance coverage, which will be $25 per month.
*An Anti-Money Laundering (AML) Course is then required. The link to the website can be found on the same page as the E&O Insurance listed above. There are a couple different websites that this training can be done through. For an example, the cost of the AML course through webce.com is $9.95.